In today’s world, managing your banking details has become much easier, especially with services like the Bank Verification Number (BVN). If you’re a bank customer in Nigeria, your BVN is an essential number required for various financial activities. Whether it’s for mobile banking, opening a new account, or linking services, having your BVN handy is important. But if you’ve forgotten your BVN or need to retrieve it quickly, there’s no need to panic.
The process of checking your BVN on mobile is straightforward and works the same across all networks, including MTN, Glo, Airtel, 9mobile, and others. With just a simple code, you can retrieve your BVN in seconds.
This guide will walk you through how to check your BVN using your mobile phone, with an easy-to-follow step-by-step process.
What is a BVN?
The Bank Verification Number (BVN) is an 11-digit number that serves as your unique identification within the Nigerian banking system.
Introduced by the Central Bank of Nigeria (CBN) in 2014, the BVN links your biometric data (fingerprints and photographs) with your bank account, making it a secure and reliable way to protect your personal banking information.
The BVN helps prevent identity theft and fraud while ensuring the security of your bank accounts.
Why You Need to Know Your BVN
Your BVN is required for many banking services. Some of the main reasons why having your BVN ready is crucial include:
- Opening a new bank account: Nigerian banks require your BVN for new account creation.
- Applying for loans: Financial institutions need your BVN to assess your loan eligibility.
- Mobile and online banking: Linking your BVN ensures secure access to mobile and online banking platforms.
- Security and fraud prevention: Your BVN helps prevent unauthorized access to your bank account.
- Account recovery: If you forget your account details or need to update information, your BVN will be essential for identification.
How to Check Your BVN on Any Network
Thankfully, you can check your BVN from any mobile network in Nigeria, whether it’s MTN, Glo, Airtel, or 9mobile, using the same code. This means you won’t need to go through different steps for each provider. All you need is a phone with the SIM card that is linked to your bank account, and you’re good to go.
Here’s the quick and easy method to check your BVN:
Step-by-Step Guide to Check Your BVN
- Open your phone’s dialer.
- Dial the code *565*0#.
- Press the “Call” button.
- After a few seconds, your BVN will appear on the screen.
That’s it! This simple process will allow you to access your BVN in just a few moments. No need for complicated apps or visits to the bank.
Is There a Cost for Checking BVN?
Yes, there’s a small charge for using the *565*0# service. Generally, the fee is around 20 naira, though it may vary slightly depending on your mobile network. Make sure you have enough airtime balance before you try to check your BVN, as the fee will be deducted from your airtime.
How to Check BVN Online
Although the *565*0# code is the fastest and most direct way to check your BVN, some banks also provide online options. Many banks offer mobile banking apps or internet banking services where you can access your BVN. Here’s how you can check your BVN online:
- Log into your bank’s mobile app: Most banks in Nigeria, like GTBank, Access Bank, and Zenith Bank, have apps that let you view your BVN directly under your profile or account information.
- Use internet banking: If you have an internet banking account, log in to the bank’s website and check the ‘Account Information’ section. Your BVN will usually be listed there.
Important Tips to Keep Your BVN Safe
Your BVN is sensitive information and should be treated with care. Although having it allows you to perform several banking tasks, it’s essential to keep it safe from fraudsters. Here are a few important tips to protect your BVN:
- Never share your BVN on social media: It’s important to avoid sharing personal details like your BVN on platforms like Twitter or Facebook.
- Avoid giving out your BVN via SMS or email: Fraudsters may attempt to trick you into sharing your BVN through fake messages or emails.
- Only share your BVN with trusted financial institutions: Ensure that the person or institution asking for your BVN is legitimate.
- Report suspicious activity: If you suspect that someone has gotten hold of your BVN or is using it for fraudulent purposes, report it to your bank immediately.
Frequently Asked Questions
1. Can I check my BVN without airtime?
No, you need to have airtime to check your BVN using the *565*0# code. The process incurs a small fee, which is deducted from your airtime balance.
2. Can I check my BVN from any phone?
Yes, as long as the phone has the SIM card linked to your bank account. You cannot check your BVN from a different phone number.
3. How much does it cost to check my BVN?
The fee is usually around 20 naira, but this can vary slightly depending on the mobile network.
4. Can I check my BVN online for free?
Yes, if your bank offers online services, you can often check your BVN for free through their mobile apps or internet banking.
5. What should I do if I can’t retrieve my BVN?
If you encounter issues retrieving your BVN using the *565*0# code, try using a different mobile network or contact your bank for assistance.
6. Is there a limit to how many times I can check my BVN?
No, you can check your BVN as many times as you need to. However, remember that each request will incur a small charge.
7. Can I use the BVN code if I’m abroad?
The *565*0# code generally works within Nigeria. If you’re abroad, you might need to access your BVN through your bank’s mobile app or internet banking services.
8. How do I check my BVN on MTN?
To check your BVN on MTN, simply dial *565*0# on your phone and press the “Call” button. Within a few seconds, your BVN will appear on the screen. Make sure you have enough airtime, as a small fee will be deducted for this service.
Conclusion
Having your BVN readily available is a necessity for banking in Nigeria. Fortunately, retrieving it is easy and convenient using the universal *565*0# code, which works on MTN, Glo, Airtel, 9mobile, and other networks.
The process is quick, simple, and costs just a small fee. Remember to keep your BVN private and only share it with trusted financial institutions.
Now, with this guide, you’re well-equipped to check your BVN anytime, ensuring you’re always ready for any banking transaction.
